Looking for financing options to grow your real estate portfolio? Real estate investor loans offer flexible funding solutions tailored for property investors aiming to purchase, rehab, or refinance rental properties, multi-family units, and fix-and-flip projects. Whether you're a seasoned investor or just starting out, these loan options help you secure the capital you need with favorable terms and streamlined approval processes. With competitive interest rates and terms that cater specifically to the unique needs of real estate investing, these loans can support a range of investment strategies—from long-term rental income to short-term resale gains. Explore our diverse range of real estate investor loans to find the best fit for your next project, and unlock new opportunities in the property market with ease.
FlexTerm Loan
Customized loans to meet the individual needs of each investor.
Designed for real estate investors with a credit score of 650 and above seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
Key Features
- 30-year fixed rate.
- Interest-only payments up to 10 years.
- Great for qualifying self-employed investors and small business owners.
- Based on property value, not personal income.
- Best alternative to hard money loans.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Flex I/O
A short-term interest-only loan program.
Designed for real estate investors with credit scores 650 and above seeking short-term financing with no prepay penalties.
Key Features
- An interest-only, 24-month term provides lower monthly payments.
- Available for purchase or cash-out refinance.
- Perfect for acquiring or leveraging real estate holdings.
- A higher LTV than hard money options.
Property Types
- Single Family
- Condominiums
- Townhomes
- Small 2-4 Unit Apartments
Fast50 Loan
A low LTV loan with easy credit requirements.
Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.
Key Features
- Streamlined underwriting.
- No seasoning of ownership required.
- Improved pricing compared to our FlexTerm program.
- Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
After Rehab Value Loan
Customized loans to meet the individual needs of each investor.
Designed for real estate investors with a credit score of 650 and above seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
Key Features
- -90% LTC
- -75% ARV
- -100% of rehab budget
- -Loans to 2 million
- -Nationwide
- Term 1-year, interest only. 6 month extension at 1% in fee.
- Prepayment Premium None
- Rate Buydown 1-point fee = .375% rate reduction. (Maximum .75% rate reduction.) | Minimum Rate 8.49%.
- Great for qualifying self-employed investors and small business owners.
- Based on property value, not personal income.
- Best alternative to hard money loans.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)