FlexTerm Loan
Customize loans to meet the individual needs of each investor.
Designed for real estate investors with a credit score of 650 and above seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
- 30-year fixed rate.
- Interest-only payments up to 10 years.
- Great for qualifying self-employed investors and small business owners.
- Based on property value, not personal income.
- Best alternative to hard money loans.
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive
Flex I/O
A short-term interest-only loan program.
Designed for real estate investors with credit scores 650 and above seeking short-term financing with no prepay penalties.
Key Features
- An interest-only, 24-month term provides lower monthly payments.
- Available for purchase or cash-out refinance.
- Perfect for acquiring or leveraging real estate holdings.
- A higher LTV than hard money options.
Property Types
- Single Family
- Condominiums
- Townhomes
- Small 2-4 Unit Apartments
Fast50 Loan
A low LTV loan with easy credit requirements.
Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.
Key Features
- Streamlined underwriting.
- No seasoning of ownership required.
- Improved pricing compared to our FlexTerm program.
- Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
After Rehab Value Loan
Customize loans to meet the individual needs of each investor.
Designed for real estate investors with a credit score of 650 and above seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
Key Features
- -90% LTC
- -75% ARV
- -100% of rehab budget
- -Loans to 2 million
- -Nationwide
- Term 1-year, interest only. 6 month extension at 1% in fee.
- Prepayment Premium None.
- Rate Buydown 1-point fee = .375% rate reduction. (Maximum .75% rate reduction.) | Minimum Rate 8.49%.
- Great for qualifying self-employed investors and small business owners.
- Based on property value, not personal income.
- Best alternative to hard money loans.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive