Consulting Agreement


  • Engagement

  • The company and individual(s) below desire to engage BusinessONE, Inc. its owners, employees, and representatives, ("we," "us" and "our") to advise and assist you in obtaining business-related credit in the form of credit cards, vendor accounts, advances, simple interest with monthly payment loans, SBA loans, equipment, and vehicle financing options. Repayment of which may be secured by an asset, your personal guarantee, and/or future cash flow from the business that you own. BusinessONE, Inc. is not a direct lender but has relationships with direct lenders. This agreement is the only agreement between us. Our fees are compensation for the work we do, on your behalf, and you understand that you can do this work yourself. You are hiring us to increase the probability of your company securing short and long-term financing for your company. As the client, you agree to participate in this process.
  • Description of Services

  • We are acting as your consultant by providing the services described below, and as such, owe you a fiduciary duty, honesty, and loyalty in the transaction, including full disclosure of all material facts. We do not and will not provide legal or tax advice.

    While we seek to assist you in meeting your financial requirements, we do not offer the products of all lenders or investors in the market; we cannot guarantee the lowest price or best terms available in the market and we cannot guarantee acceptance into any particular program or promise any specific terms or conditions. Our services may include, but are not limited to, the following:

    Our services include, but are not limited to, the following:
    • Obtaining personal and company information from you in order to generate interest and outline the reason for the loan. With that information, loan application, and other information you provide, we will work to obtain loans from traditional and non-traditional lenders, crowdfunding, peer to peer, direct lenders.
    • As the client, you agree to participate in the loan submission process. You agree not to take out loans during the process, if you do, you agree to notify us so we can make adjustments to any representations already made on your behalf.
    • Analyzing your income and debt and pre-qualifying you to determine the financing that you and your company qualify for;
    • Provide during this process the different types of products available;
    • Collecting financial information (such as tax returns, bank statements, and financial statements) along with other related documents that are part of this process;
    • Initiating and/or ordering verifications as needed;
    • Maintaining regular contact with you and those involved in this process, the status of the application and if necessary, request additional information as needed;
    • Participating in the closing.

    We will continue to provide these services until you obtain funding or it is declined and we mutually agree to terminate our services.
  • Compensation

  • The price you are offered, your interest rate, total points, and fees do not include the compensation you agree to pay us by signing this agreement. In most cases, we will receive all of our compensation from you. In other cases, we may receive some of our compensation from the lender. You agree our compensation will be paid as follows:

    1. Compensation: In anticipation of our services under this Agreement, you agree to pay a consulting fee of Three Hundred and Fifty dollars ($350.00) plus a fee from 2% to 6% of the total loan received. The actual fee will be disclosed in the "Additional Notes" avove. This compensation is not a guarantee fee for loans, but only for work completed and work to compete as provided in the “Description of Services” above. If the work in this consulting agreement is not performed to your satisfaction then any initial fee paid prior to your loan funding is fully refundable. Simply request your refund by email and give us 30-days to refund the amount paid.
    2. Payment: You agree to pay us by ACH or credit card, or a service like Zelle, PayPal, or by wire transfer.
    3. Time: You agree to pay the consulting fee, according to an agreed-upon schedule. This payment plan shall be referenced in the "Additional Notes" section above.
    4. Lender Compensation: We may or may not receive compensation directly from the lender, this compensation is in addition to any fees you agree to pay.

  • We will send you a copy of the signed agreement using this email.
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